| Provider | Service type | Compensation |
|---|---|---|
MORNEAU SHEPELL1+ years Filed as: LIFEWORKS Service code 13 · EIN 52-1883918 | Contract Administrator | $286,679 |
AON CONSULTING1+ years Filed as: AON INVESTMENT CONSULTING, INC. Service code 17 · EIN 36-3109431 | Pension Consulting | $270,760 |
STATE STREET GLOBAL ADVISORS1+ years Filed as: STATE STREET BANK & TRUST COMPANY Service code 21 · EIN 04-1867445 | Bank Trustee | $97,785 |
MERCER1+ years Filed as: MERCER US INC. Service code 11 · EIN 13-2834414 | Actuarial | $64,491 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $0 | $1,472,696-100.0% | $375,279-100.0% | $1,472,696-100.0% |
| Participation rate | 0.0% | 0.0%0pp | 36.7%-36.7pp | 0.7%-0.7pp |
| Annual return | 6.91% | 7.36%-0.4pp | 9.78%-2.9pp | 13.24%-6.3pp |
| Employer contribution / active EE | $0 | $40,685-100.0% | $46,889-100.0% | $14,616-100.0% |
| Participant deferral / active EE | $0 | $2,571-100.0% | $72-100.0% | $830-100.0% |
| Admin fee / account holder | $0 | $4,137-100.0% | $5,665-100.0% | $4,137-100.0% |