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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,889 | $112,131-55.5% | $95,964-48.0% | $158,982-68.6% |
| Participation rate | 57.9% | 79.0%-21.1pp | 77.1%-19.2pp | 82.0%-24.1pp |
| Annual return | 13.70% | 171.19%-157.5pp | 91.64%-77.9pp | 302.99%-289.3pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $1,510 | $4,784-68.4% | $4,167-63.8% | $5,983-74.8% |
| Admin fee / account holder | $847 | $10,136-91.6% | $6,797-87.5% | $11,252-92.5% |