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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,578 | $106,524+17.9% | $152,301-17.5% | $87,485+43.5% |
| Participation rate | 80.5% | 75.8%+4.7pp | 82.4%-2.0pp | 68.9%+11.6pp |
| Annual return | 11.97% | 26.89%-14.9pp | 80.50%-68.5pp | 26.06%-14.1pp |
| Employer contribution / active EE | $1,280 | $3,371-62.0% | $4,624-72.3% | $2,596-50.7% |
| Participant deferral / active EE | $9,650 | $6,525+47.9% | $8,004+20.6% | $4,274+125.8% |
| Admin fee / account holder | $3,558 | $8,287-57.1% | $14,398-75.3% | $7,775-54.2% |