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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,578 | $107,421+16.9% | $182,262-31.1% | $94,015+33.6% |
| Participation rate | 80.5% | 77.8%+2.7pp | 84.2%-3.7pp | 70.8%+9.7pp |
| Annual return | 11.97% | 21.32%-9.3pp | 140.60%-128.6pp | 17.84%-5.9pp |
| Employer contribution / active EE | $1,280 | $3,448-62.9% | $5,046-74.6% | $2,790-54.1% |
| Participant deferral / active EE | $9,650 | $6,558+47.2% | $8,276+16.6% | $4,249+127.1% |
| Admin fee / account holder | $3,558 | $8,692-59.1% | $16,712-78.7% | $8,951-60.2% |