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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,677 | $100,811-9.1% | $86,698+5.7% | $134,545-31.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -22.16% | 29.11%-51.3pp | 35.96%-58.1pp | 418.37%-440.5pp |
| Employer contribution / active EE | $14,588 | $3,490+318.0% | $2,837+414.2% | $4,742+207.7% |
| Participant deferral / active EE | $14,508 | $5,339+171.7% | $4,656+211.6% | $6,401+126.6% |
| Admin fee / account holder | $1,038 | $10,926-90.5% | $7,492-86.1% | $11,431-90.9% |