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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,195 | $75,962+13.5% | $154,111-44.1% | $64,173+34.3% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -4.26% | 30.32%-34.6pp | 735.18%-739.4pp | 7.63%-11.9pp |
| Employer contribution / active EE | $4,691 | $3,350+40.0% | $5,298-11.5% | $2,381+97.0% |
| Participant deferral / active EE | $4,673 | $3,175+47.2% | $5,081-8.0% | $3,470+34.7% |
| Admin fee / account holder | $3,803 | $5,589-32.0% | $13,411-71.6% | $4,887-22.2% |