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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,357 | $92,743-64.0% | $82,744-59.7% | $134,532-75.2% |
| Participation rate | 33.3% | 75.2%-41.9pp | 72.6%-39.2pp | 81.2%-47.9pp |
| Annual return | -19.23% | 946.63%-965.9pp | 702.22%-721.4pp | 418.27%-437.5pp |
| Employer contribution / active EE | $556 | $3,273-83.0% | $3,008-81.5% | $4,741-88.3% |
| Participant deferral / active EE | $1,934 | $4,802-59.7% | $4,395-56.0% | $6,401-69.8% |
| Admin fee / account holder | $1,534 | $5,977-74.3% | $5,325-71.2% | $11,429-86.6% |