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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $639,944 | $148,629+330.6% | $135,982+370.6% | $139,487+358.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 3.75% | 79.33%-75.6pp | 68.32%-64.6pp | 373.84%-370.1pp |
| Employer contribution / active EE | $40,950 | $5,247+680.5% | $4,859+742.8% | $4,755+761.3% |
| Participant deferral / active EE | $32,250 | $8,102+298.0% | $7,760+315.6% | $6,713+380.4% |
| Admin fee / account holder | $102 | $12,406-99.2% | $10,767-99.1% | $11,407-99.1% |