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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,853 | $85,766-67.5% | $136,295-79.6% | $70,131-60.3% |
| Participation rate | 41.5% | 74.2%-32.7pp | 81.9%-40.5pp | 69.5%-28.1pp |
| Annual return | 16.01% | 31.45%-15.4pp | 5155.97%-5140.0pp | 73.14%-57.1pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,695-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $2,304 | $5,051-54.4% | $6,247-63.1% | $3,332-30.8% |
| Admin fee / account holder | $203 | $5,420-96.3% | $9,243-97.8% | $4,645-95.6% |