See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $33,590 |
SIKICH LLP1 year Service code 10 · EIN 36-3168081 | Accounting | $7,616 |
BMO HARRIS BANK NA6+ years Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,719 | $136,307-15.1% | $177,821-34.9% | $73,488+57.5% |
| Participation rate | 44.8% | 86.1%-41.3pp | 87.7%-42.9pp | 70.7%-25.9pp |
| Annual return | 15.60% | 18.68%-3.1pp | 48.32%-32.7pp | 28.51%-12.9pp |
| Employer contribution / active EE | $0 | $3,712-100.0% | $5,918-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $4,380 | $5,829-24.9% | $7,714-43.2% | $3,740+17.1% |
| Admin fee / account holder | $425 | $596-28.7% | $12,427-96.6% | $513-17.2% |