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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,579 | $48,053-7.2% | $84,637-47.3% | $72,976-38.9% |
| Participation rate | 81.6% | 57.6%+24.1pp | 68.2%+13.4pp | 69.5%+12.1pp |
| Annual return | 23.17% | 37.39%-14.2pp | 258.82%-235.7pp | 81.02%-57.8pp |
| Employer contribution / active EE | $2,867 | $1,602+79.0% | $2,653+8.1% | $2,440+17.5% |
| Participant deferral / active EE | $4,518 | $2,681+68.6% | $3,900+15.8% | $3,608+25.2% |
| Admin fee / account holder | $1,036 | $3,395-69.5% | $4,914-78.9% | $5,124-79.8% |