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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,239 | $81,208-59.1% | $98,920-66.4% | $79,856-58.4% |
| Participation rate | 47.3% | 72.5%-25.2pp | 76.0%-28.8pp | 69.6%-22.4pp |
| Annual return | 23.76% | 60.99%-37.2pp | 196.47%-172.7pp | 31.71%-8.0pp |
| Employer contribution / active EE | $946 | $1,960-51.7% | $2,689-64.8% | $2,471-61.7% |
| Participant deferral / active EE | $1,795 | $3,265-45.0% | $4,245-57.7% | $3,741-52.0% |
| Admin fee / account holder | $0 | $6,013-100.0% | $6,643-100.0% | $5,306-100.0% |