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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,493 | $72,492-66.2% | $87,104-71.9% | $72,975-66.4% |
| Participation rate | 79.6% | 72.8%+6.8pp | 76.9%+2.8pp | 69.5%+10.1pp |
| Annual return | 26.69% | 24.46%+2.2pp | 28.19%-1.5pp | 81.01%-54.3pp |
| Employer contribution / active EE | $1,183 | $1,894-37.5% | $2,521-53.1% | $2,440-51.5% |
| Participant deferral / active EE | $2,741 | $3,270-16.2% | $4,048-32.3% | $3,608-24.0% |
| Admin fee / account holder | $686 | $5,055-86.4% | $7,491-90.8% | $5,124-86.6% |