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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,781 | $87,733+69.6% | $106,554+39.6% | $85,851+73.3% |
| Participation rate | 100.0% | 71.9%+28.1pp | 76.1%+23.9pp | 69.3%+30.7pp |
| Annual return | 12.18% | 21.86%-9.7pp | 26.80%-14.6pp | 318.63%-306.5pp |
| Employer contribution / active EE | $2,849 | $2,073+37.4% | $2,819+1.0% | $2,565+11.0% |
| Participant deferral / active EE | $3,694 | $3,469+6.5% | $4,398-16.0% | $3,952-6.5% |
| Admin fee / account holder | $2,402 | $6,767-64.5% | $7,408-67.6% | $6,261-61.6% |