Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $55,539 |
Filed as: RAYMOND JAMES & ASSOCIATES, INC. Service code 27 · EIN 59-1237041 | Advisory (Plan) | $26,507 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,065 | $64,176-32.9% | $112,263-61.6% | $66,949-35.7% |
| Participation rate | 93.0% | 68.4%+24.6pp | 75.1%+18.0pp | 69.8%+23.2pp |
| Annual return | -15.36% | -13.80%-1.6pp | 27.49%-42.8pp | 1.57%-16.9pp |
| Employer contribution / active EE | $4,479 | $3,007+49.0% | $3,636+23.2% | $2,545+76.0% |
| Participant deferral / active EE | $5,026 | $3,694+36.1% | $4,729+6.3% | $4,239+18.6% |
| Admin fee / account holder | $321 | $626-48.7% | $6,410-95.0% | $594-45.9% |