See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 7-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $55,539 |
Filed as: RAYMOND JAMES & ASSOCIATES, INC. Service code 27 · EIN 59-1237041 | Advisory (Plan) | $26,507 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,065 | $64,119-32.8% | $112,228-61.6% | $66,914-35.6% |
| Participation rate | 93.0% | 68.5%+24.6pp | 75.1%+18.0pp | 69.8%+23.2pp |
| Annual return | -15.36% | -13.81%-1.6pp | 27.45%-42.8pp | 1.58%-16.9pp |
| Employer contribution / active EE | $4,479 | $3,005+49.0% | $3,635+23.2% | $2,544+76.0% |
| Participant deferral / active EE | $5,026 | $3,693+36.1% | $4,728+6.3% | $4,237+18.6% |
| Admin fee / account holder | $321 | $625-48.6% | $6,410-95.0% | $593-45.9% |