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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,416 | $82,674-20.9% | $125,381-47.8% | $68,486-4.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -18.31% | -5.97%-12.3pp | 572.31%-590.6pp | -7.85%-10.5pp |
| Employer contribution / active EE | $5,169 | $3,382+52.9% | $4,815+7.4% | $2,597+99.1% |
| Participant deferral / active EE | $6,708 | $6,111+9.8% | $7,448-9.9% | $4,028+66.6% |
| Admin fee / account holder | $8,874 | $6,277+41.4% | $10,007-11.3% | $5,404+64.2% |