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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,400 | $77,817-27.5% | $123,553-54.4% | $64,173-12.1% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -4.95% | 12.49%-17.4pp | 119.21%-124.2pp | 7.63%-12.6pp |
| Employer contribution / active EE | $2,526 | $3,014-16.2% | $4,628-45.4% | $2,381+6.1% |
| Participant deferral / active EE | $7,172 | $5,240+36.9% | $6,426+11.6% | $3,470+106.7% |
| Admin fee / account holder | $8,172 | $5,519+48.1% | $9,284-12.0% | $4,887+67.2% |