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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,465 | $58,523-58.2% | $99,475-75.4% | $72,975-66.5% |
| Participation rate | 66.7% | 64.6%+2.0pp | 73.8%-7.2pp | 69.5%-2.8pp |
| Annual return | 19.21% | 28.51%-9.3pp | 30.72%-11.5pp | 81.01%-61.8pp |
| Employer contribution / active EE | $953 | $1,512-36.9% | $2,540-62.5% | $2,440-60.9% |
| Participant deferral / active EE | $1,751 | $2,606-32.8% | $3,619-51.6% | $3,608-51.5% |
| Admin fee / account holder | $2,493 | $4,102-39.2% | $6,252-60.1% | $5,124-51.3% |