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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,651 | $110,212+211.8% | $96,534+256.0% | $139,466+146.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 22.63% | 26.42%-3.8pp | 25.88%-3.3pp | 373.66%-351.0pp |
| Employer contribution / active EE | $6,114 | $3,620+68.9% | $2,965+106.2% | $4,754+28.6% |
| Participant deferral / active EE | $8,190 | $5,547+47.6% | $4,851+68.8% | $6,712+22.0% |
| Admin fee / account holder | $15,180 | $11,599+30.9% | $8,253+83.9% | $11,409+33.1% |