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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,094 | $117,829+211.5% | $102,423+258.4% | $145,877+151.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 18.23% | 31.83%-13.6pp | 29.42%-11.2pp | 551.28%-533.0pp |
| Employer contribution / active EE | $6,438 | $3,615+78.1% | $3,023+113.0% | $4,663+38.1% |
| Participant deferral / active EE | $8,591 | $5,732+49.9% | $5,054+70.0% | $6,691+28.4% |
| Admin fee / account holder | $4,103 | $13,335-69.2% | $9,455-56.6% | $13,402-69.4% |