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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,094 | $117,895+211.4% | $102,460+258.3% | $145,897+151.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 18.23% | 31.92%-13.7pp | 29.47%-11.2pp | 552.29%-534.1pp |
| Employer contribution / active EE | $6,438 | $3,619+77.9% | $3,025+112.8% | $4,663+38.1% |
| Participant deferral / active EE | $8,591 | $5,736+49.8% | $5,056+69.9% | $6,689+28.4% |
| Admin fee / account holder | $4,103 | $13,353-69.3% | $9,460-56.6% | $13,390-69.4% |