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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,565 | $157,304-89.5% | $141,197-88.3% | $152,909-89.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | -2689.39% | 64.34%-2753.7pp | 71.41%-2760.8pp | 345.46%-3034.9pp |
| Employer contribution / active EE | $0 | $5,263-100.0% | $4,736-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $18,365 | $7,111+158.3% | $6,710+173.7% | $5,851+213.9% |
| Admin fee / account holder | $3,572 | $12,126-70.5% | $10,265-65.2% | $11,601-69.2% |