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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,468 | $183,592-59.4% | $155,574-52.1% | $145,877-49.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | -44.53% | 61.37%-105.9pp | 64.87%-109.4pp | 551.28%-595.8pp |
| Employer contribution / active EE | $7,107 | $5,317+33.7% | $4,676+52.0% | $4,663+52.4% |
| Participant deferral / active EE | $4,761 | $6,466-26.4% | $5,629-15.4% | $6,691-28.8% |
| Admin fee / account holder | $64,199 | $19,316+232.4% | $15,914+303.4% | $13,402+379.0% |