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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,630 | $85,790+30.1% | $67,313+65.8% | $135,380-17.5% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | 109.49% | -0.54%+110.0pp | -4.08%+113.6pp | 519.81%-410.3pp |
| Employer contribution / active EE | $3,013 | $3,487-13.6% | $2,566+17.4% | $4,779-37.0% |
| Participant deferral / active EE | $13,828 | $4,651+197.3% | $3,568+287.5% | $5,609+146.5% |
| Admin fee / account holder | $554 | $6,392-91.3% | $4,507-87.7% | $10,828-94.9% |