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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,240 | $80,992-46.6% | $96,534-55.2% | $75,173-42.5% |
| Participation rate | 58.6% | 71.8%-13.2pp | 76.0%-17.4pp | 67.2%-8.6pp |
| Annual return | 19.06% | 27.05%-8.0pp | 25.88%-6.8pp | 160.72%-141.7pp |
| Employer contribution / active EE | $1,643 | $2,283-28.0% | $2,965-44.6% | $2,671-38.5% |
| Participant deferral / active EE | $3,406 | $3,929-13.3% | $4,851-29.8% | $4,126-17.5% |
| Admin fee / account holder | $11,272 | $6,717+67.8% | $8,253+36.6% | $5,651+99.5% |