See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,370 | $55,415-19.9% | $155,509-71.5% | $74,495-40.4% |
| Participation rate | 63.6% | 61.9%+1.7pp | 78.2%-14.5pp | 67.2%-3.6pp |
| Annual return | 19.20% | 268.50%-249.3pp | 64.67%-45.5pp | 1364.94%-1345.7pp |
| Employer contribution / active EE | $2,048 | $2,267-9.7% | $4,672-56.2% | $2,623-21.9% |
| Participant deferral / active EE | $4,201 | $2,836+48.1% | $5,626-25.3% | $4,346-3.3% |
| Admin fee / account holder | $355 | $1,738-79.6% | $15,912-97.8% | $1,942-81.7% |