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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,144 | $64,729+116.5% | $112,263+24.8% | $68,490+104.6% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -21.00% | -11.40%-9.6pp | 27.49%-48.5pp | -7.85%-13.1pp |
| Employer contribution / active EE | $7,903 | $2,746+187.8% | $3,636+117.3% | $2,597+204.3% |
| Participant deferral / active EE | $8,342 | $3,566+134.0% | $4,729+76.4% | $4,028+107.1% |
| Admin fee / account holder | $17,049 | $5,222+226.5% | $6,410+166.0% | $5,403+215.5% |