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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,420 | $69,444-41.8% | $92,985-56.5% | $87,485-53.8% |
| Participation rate | 50.0% | 63.3%-13.3pp | 69.5%-19.5pp | 68.9%-18.9pp |
| Annual return | 14.60% | 23.85%-9.3pp | 27.99%-13.4pp | 26.06%-11.5pp |
| Employer contribution / active EE | $1,013 | $1,917-47.2% | $2,662-61.9% | $2,596-61.0% |
| Participant deferral / active EE | $3,031 | $3,364-9.9% | $4,377-30.7% | $4,274-29.1% |
| Admin fee / account holder | $3,948 | $6,137-35.7% | $9,463-58.3% | $7,775-49.2% |