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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,098 | $82,678-57.5% | $125,391-72.0% | $68,490-48.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -28.07% | -5.97%-22.1pp | 572.41%-600.5pp | -7.85%-20.2pp |
| Employer contribution / active EE | $2,056 | $3,382-39.2% | $4,816-57.3% | $2,597-20.8% |
| Participant deferral / active EE | $4,510 | $6,111-26.2% | $7,448-39.4% | $4,028+12.0% |
| Admin fee / account holder | $1,551 | $6,277-75.3% | $10,009-84.5% | $5,403-71.3% |