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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,260 | $77,817-52.1% | $123,553-69.8% | $64,173-41.9% |
| Participation rate | 78.4% | 74.7%+3.7pp | 82.3%-3.9pp | 69.6%+8.9pp |
| Annual return | -3.68% | 12.49%-16.2pp | 119.21%-122.9pp | 7.63%-11.3pp |
| Employer contribution / active EE | $175 | $3,014-94.2% | $4,628-96.2% | $2,381-92.6% |
| Participant deferral / active EE | $4,043 | $5,240-22.8% | $6,426-37.1% | $3,470+16.5% |
| Admin fee / account holder | $4,783 | $5,519-13.3% | $9,284-48.5% | $4,887-2.1% |