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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,110 | $190,916-17.7% | $160,037-1.8% | $134,545+16.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -17.56% | 552.79%-570.3pp | 408.95%-426.5pp | 418.37%-435.9pp |
| Employer contribution / active EE | $13,100 | $4,996+162.2% | $4,226+210.0% | $4,742+176.3% |
| Participant deferral / active EE | $3,922 | $6,925-43.4% | $6,184-36.6% | $6,401-38.7% |
| Admin fee / account holder | $1,263 | $10,497-88.0% | $8,716-85.5% | $11,431-89.0% |