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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,122 | $105,866-26.2% | $90,766-13.9% | $134,545-41.9% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -20.50% | -10.99%-9.5pp | -12.16%-8.3pp | 418.37%-438.9pp |
| Employer contribution / active EE | $1,269 | $3,464-63.4% | $2,922-56.6% | $4,742-73.2% |
| Participant deferral / active EE | $5,617 | $5,217+7.7% | $4,565+23.0% | $6,401-12.3% |
| Admin fee / account holder | $786 | $13,938-94.4% | $8,446-90.7% | $11,431-93.1% |