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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,313 | $65,364-27.6% | $92,909-49.1% | $72,975-35.2% |
| Participation rate | 72.4% | 68.3%+4.1pp | 76.0%-3.6pp | 69.5%+2.9pp |
| Annual return | 12.48% | 42.11%-29.6pp | 109.44%-97.0pp | 81.01%-68.5pp |
| Employer contribution / active EE | $2,304 | $2,594-11.2% | $3,653-36.9% | $2,440-5.6% |
| Participant deferral / active EE | $3,925 | $3,128+25.5% | $4,238-7.4% | $3,608+8.8% |
| Admin fee / account holder | $742 | $4,251-82.5% | $5,795-87.2% | $5,124-85.5% |