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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,697 | $72,404+117.8% | $110,243+43.0% | $64,173+145.7% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 8.01% | -6.29%+14.3pp | 314.76%-306.7pp | 7.63%+0.4pp |
| Employer contribution / active EE | $4,261 | $2,282+86.8% | $3,827+11.4% | $2,381+79.0% |
| Participant deferral / active EE | $6,476 | $3,469+86.7% | $4,672+38.6% | $3,470+86.6% |
| Admin fee / account holder | $5,880 | $5,664+3.8% | $8,548-31.2% | $4,887+20.3% |