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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,145 | $157,296-7.7% | $141,191+2.8% | $152,897-5.1% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 18.66% | 64.34%-45.7pp | 71.41%-52.8pp | 345.43%-326.8pp |
| Employer contribution / active EE | $1,818 | $5,262-65.5% | $4,736-61.6% | $4,764-61.8% |
| Participant deferral / active EE | $3,786 | $7,111-46.8% | $6,710-43.6% | $5,851-35.3% |
| Admin fee / account holder | $19,394 | $12,125+60.0% | $10,264+89.0% | $11,599+67.2% |