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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,851 | $180,462-2.6% | $154,111+14.1% | $135,379+29.9% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -4.72% | 888.17%-892.9pp | 735.18%-739.9pp | 519.79%-524.5pp |
| Employer contribution / active EE | $6,568 | $6,036+8.8% | $5,298+24.0% | $4,779+37.4% |
| Participant deferral / active EE | $4,968 | $5,806-14.4% | $5,081-2.2% | $5,609-11.4% |
| Admin fee / account holder | $3,008 | $16,145-81.4% | $13,411-77.6% | $10,828-72.2% |