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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,976 | $57,590-60.1% | $86,233-73.4% | $82,448-72.1% |
| Participation rate | 71.1% | 57.9%+13.2pp | 69.0%+2.1pp | 68.1%+3.0pp |
| Annual return | 16.04% | 22.41%-6.4pp | 61.39%-45.3pp | 41.64%-25.6pp |
| Employer contribution / active EE | $1,566 | $1,655-5.4% | $2,504-37.5% | $2,551-38.6% |
| Participant deferral / active EE | $1,929 | $3,080-37.4% | $4,559-57.7% | $4,139-53.4% |
| Admin fee / account holder | $1,697 | $4,730-64.1% | $8,342-79.7% | $7,234-76.5% |