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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,800 | $190,879-53.5% | $160,009-44.5% | $134,532-34.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | 0.84% | 552.63%-551.8pp | 408.85%-408.0pp | 418.27%-417.4pp |
| Employer contribution / active EE | $6,763 | $4,995+35.4% | $4,225+60.1% | $4,741+42.6% |
| Participant deferral / active EE | $7,052 | $6,924+1.8% | $6,183+14.0% | $6,401+10.2% |
| Admin fee / account holder | $9,759 | $10,495-7.0% | $8,715+12.0% | $11,429-14.6% |