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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,901 | $217,432+70.6% | $185,851+99.6% | $167,553+121.4% |
| Participation rate | 90.9% | 86.1%+4.9pp | 81.7%+9.2pp | 82.1%+8.8pp |
| Annual return | 13.50% | 148.43%-134.9pp | 122.11%-108.6pp | 478.89%-465.4pp |
| Employer contribution / active EE | $1,012 | $5,874-82.8% | $5,168-80.4% | $4,840-79.1% |
| Participant deferral / active EE | $8,722 | $6,357+37.2% | $5,569+56.6% | $6,343+37.5% |
| Admin fee / account holder | $176,910 | $19,820+792.6% | $16,245+989.0% | $12,316+1336.4% |