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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,115 | $77,817+40.2% | $123,553-11.7% | $64,173+70.0% |
| Participation rate | 87.7% | 74.7%+13.0pp | 82.3%+5.4pp | 69.6%+18.1pp |
| Annual return | -8.46% | 12.49%-20.9pp | 119.21%-127.7pp | 7.63%-16.1pp |
| Employer contribution / active EE | $3,818 | $3,014+26.7% | $4,628-17.5% | $2,381+60.4% |
| Participant deferral / active EE | $8,446 | $5,240+61.2% | $6,426+31.4% | $3,470+143.4% |
| Admin fee / account holder | $6,702 | $5,519+21.4% | $9,284-27.8% | $4,887+37.1% |