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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,624 | $117,846-55.3% | $102,434-48.6% | $145,884-63.9% |
| Participation rate | 78.6% | 78.6%-0.1pp | 76.5%+2.1pp | 80.3%-1.7pp |
| Annual return | 3.47% | 31.90%-28.4pp | 29.46%-26.0pp | 551.85%-548.4pp |
| Employer contribution / active EE | $1,910 | $3,615-47.2% | $3,023-36.8% | $4,662-59.0% |
| Participant deferral / active EE | $5,666 | $5,733-1.2% | $5,055+12.1% | $6,690-15.3% |
| Admin fee / account holder | $72,750 | $13,356+444.7% | $9,462+668.9% | $13,392+443.2% |