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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,598 | $100,811+26.6% | $86,698+47.2% | $134,545-5.2% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -23.17% | 29.11%-52.3pp | 35.96%-59.1pp | 418.37%-441.5pp |
| Employer contribution / active EE | $18,209 | $3,490+421.7% | $2,837+541.9% | $4,742+284.0% |
| Participant deferral / active EE | $9,639 | $5,339+80.5% | $4,656+107.0% | $6,401+50.6% |
| Admin fee / account holder | $1,294 | $10,926-88.2% | $7,492-82.7% | $11,431-88.7% |