See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS7+ years Service code 27 · EIN 39-1828175 | Advisory (Plan) | $30,951 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $23,480 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $5,196 |
CHARLES SCHWAB & CO., INC.7+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,441 | $54,229+96.3% | $70,092+51.9% | $68,494+55.4% |
| Participation rate | 80.8% | 64.5%+16.3pp | 70.5%+10.3pp | 67.9%+12.9pp |
| Annual return | -12.01% | -13.87%+1.9pp | 190.73%-202.7pp | -7.84%-4.2pp |
| Employer contribution / active EE | $390 | $2,018-80.7% | $2,559-84.7% | $2,596-85.0% |
| Participant deferral / active EE | $3,622 | $2,956+22.6% | $3,849-5.9% | $4,027-10.1% |
| Admin fee / account holder | $531 | $4,694-88.7% | $6,267-91.5% | $5,403-90.2% |