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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,261 | $64,729-25.4% | $112,263-57.0% | $68,490-29.5% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -16.85% | -11.40%-5.5pp | 27.49%-44.3pp | -7.85%-9.0pp |
| Employer contribution / active EE | $2,816 | $2,746+2.5% | $3,636-22.6% | $2,597+8.4% |
| Participant deferral / active EE | $5,310 | $3,566+48.9% | $4,729+12.3% | $4,028+31.8% |
| Admin fee / account holder | $9,182 | $5,222+75.8% | $6,410+43.2% | $5,403+69.9% |