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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,074 | $65,364+51.6% | $92,909+6.6% | $72,975+35.8% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 23.97% | 42.11%-18.1pp | 109.44%-85.5pp | 81.01%-57.0pp |
| Employer contribution / active EE | $2,521 | $2,594-2.8% | $3,653-31.0% | $2,440+3.3% |
| Participant deferral / active EE | $8,105 | $3,128+159.1% | $4,238+91.3% | $3,608+124.7% |
| Admin fee / account holder | $14,456 | $4,251+240.0% | $5,795+149.5% | $5,124+182.1% |