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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $764,513 | $209,336+265.2% | $197,124+287.8% | $137,256+457.0% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 21.74% | 48.09%-26.3pp | 44.34%-22.6pp | 220.34%-198.6pp |
| Employer contribution / active EE | $8,750 | $6,591+32.8% | $6,227+40.5% | $4,156+110.5% |
| Participant deferral / active EE | $33,750 | $9,614+251.0% | $9,135+269.5% | $6,407+426.8% |
| Admin fee / account holder | $351 | $17,308-98.0% | $16,298-97.8% | $12,270-97.1% |