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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $764,513 | $223,823+241.6% | $211,142+262.1% | $154,746+394.0% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 21.74% | 50.39%-28.7pp | 46.84%-25.1pp | 172.34%-150.6pp |
| Employer contribution / active EE | $8,750 | $6,787+28.9% | $6,442+35.8% | $4,379+99.8% |
| Participant deferral / active EE | $33,750 | $9,750+246.1% | $9,284+263.5% | $6,730+401.5% |
| Admin fee / account holder | $351 | $19,707-98.2% | $19,076-98.2% | $14,365-97.6% |