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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,760 | $176,105-75.2% | $159,474-72.6% | $167,536-73.9% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 9.81% | 331.91%-322.1pp | 263.68%-253.9pp | 478.82%-469.0pp |
| Employer contribution / active EE | $5,442 | $5,299+2.7% | $4,831+12.7% | $4,839+12.5% |
| Participant deferral / active EE | $2,968 | $7,751-61.7% | $7,353-59.6% | $6,342-53.2% |
| Admin fee / account holder | $46,440 | $12,559+269.8% | $10,802+329.9% | $12,315+277.1% |