Retirement plan

SAFE HARBOR OF SHEBOYGAN COUNTY, INC.

Name: SAFE HARBOR OF SHEBOYGAN COUNT - SAFE HARBOR OF SHEBOYGAN COUNTY, INC. (2023) Form 5500
Creator: SAFE HARBOR OF SHEBOYGAN COUNT
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SAFE HARBOR OF SHEBOYGAN COUNTY, INC., SAFE HARBOR OF SHEBOYGAN COUNT

SAFE HARBOR OF SHEBOYGAN COUNTEIN 39-1690041Plan #001PY 2023

929 NIAGARA AVE - SHEBOYGAN, WI 530813923920-452-8611LinkedIn1-10 employeesnon-profit organization management

Prospect flagsHigh feesLow participant contributionLow fidelity bond

How to read this page

Total assets (EOY)

$572K

No prior year

Total participants

-3.7% from 2020

Average account balance

$23,832

No prior year

Annual return

16.72%

+150.17 pp from 2020

Benchmarks

See 107,994 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort107,994 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$605K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$30K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

111.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$89

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.64%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1776

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G3D2J

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$90K

$4729 / participant

Other / not subdivided$90K100.0%

% of EOY assets

15.709%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$23,832

$175,231-86.4%

$149,696-84.1%

$139,466-82.9%

Participation rate

89.5%

83.4%+6.1pp

78.8%+10.7pp

80.3%+9.1pp

Annual return

16.72%

166.77%-150.0pp

134.46%-117.7pp

373.66%-356.9pp

Employer contribution / active EE

$1,108

$5,478-79.8%

$4,821-77.0%

$4,754-76.7%

Participant deferral / active EE

$1,623

$6,521-75.1%

$5,682-71.4%

$6,712-75.8%

Admin fee / account holder

$3,744

$16,155-76.8%

$13,212-71.7%

$11,409-67.2%

SAFE HARBOR OF SHEBOYGAN COUNTY, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SAFE HARBOR OF SHEBOYGAN COUNTY, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion