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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,191 | $140,592+134.1% | $123,105+167.4% | $125,389+162.5% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | 1.29% | 16.80%-15.5pp | 13.22%-11.9pp | 282.24%-280.9pp |
| Employer contribution / active EE | $11,078 | $6,041+83.4% | $5,151+115.1% | $4,866+127.7% |
| Participant deferral / active EE | $12,026 | $6,980+72.3% | $6,229+93.0% | $5,352+124.7% |
| Admin fee / account holder | $61,302 | $11,198+447.4% | $9,014+580.1% | $9,541+542.5% |