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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,189 | $82,674+145.8% | $125,381+62.1% | $68,486+196.7% |
| Participation rate | 88.7% | 75.1%+13.7pp | 82.4%+6.4pp | 67.9%+20.8pp |
| Annual return | -11.78% | -5.97%-5.8pp | 572.31%-584.1pp | -7.85%-3.9pp |
| Employer contribution / active EE | $6,983 | $3,382+106.5% | $4,815+45.0% | $2,597+168.9% |
| Participant deferral / active EE | $7,914 | $6,111+29.5% | $7,448+6.3% | $4,028+96.5% |
| Admin fee / account holder | $20,231 | $6,277+222.3% | $10,007+102.2% | $5,404+274.4% |