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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,380 | $96,731-37.6% | $123,973-51.3% | $86,983-30.6% |
| Participation rate | 65.9% | 70.0%-4.1pp | 76.7%-10.7pp | 69.5%-3.6pp |
| Annual return | 12.58% | 17.33%-4.7pp | 388.13%-375.5pp | 25.83%-13.3pp |
| Employer contribution / active EE | $2,790 | $3,297-15.4% | $4,126-32.4% | $2,584+8.0% |
| Participant deferral / active EE | $6,036 | $4,152+45.4% | $5,247+15.0% | $4,194+43.9% |
| Admin fee / account holder | $11,062 | $8,722+26.8% | $11,799-6.2% | $7,856+40.8% |